:root{--allianz-blue:#003781;--allianz-dark:#002254;--allianz-deep:#020b18;--allianz-navy:#051833;--allianz-card-dark:#082147;--cyan-primary:#00a3e0;--cyan-bright:#38bdf8;--cyan-glow:#38bdf859;--teal-accent:#06b6d4;--gold-accent:#f59e0b;--green-online:#10b981;--green-glow:#10b98166;--surface-bg:#f8fafc;--surface-white:#fff;--surface-card:#fff;--surface-border:#e2e8f0;--surface-border-focus:#38bdf8;--text-main:#0f172a;--text-muted:#475569;--text-light:#94a3b8;--text-white:#fff;--shadow-sm:0 2px 4px #0000000d;--shadow-md:0 6px 20px #00378114;--shadow-lg:0 20px 45px -10px #0023542e;--shadow-glow:0 0 35px #38bdf84d;--shadow-cinema:0 25px 50px -12px #020b1873;--radius-sm:8px;--radius-md:14px;--radius-lg:22px;--radius-full:9999px;--transition-fast:.18s cubic-bezier(.16, 1, .3, 1);--transition-normal:.28s cubic-bezier(.16, 1, .3, 1);--transition-slow:.5s cubic-bezier(.16, 1, .3, 1)}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;font-size:16px}body{color:var(--text-main);background-color:var(--surface-bg);-webkit-font-smoothing:antialiased;font-family:Plus Jakarta Sans,-apple-system,BlinkMacSystemFont,sans-serif;line-height:1.6;position:relative;overflow-x:hidden}.wrap{width:min(1200px,100% - 48px);margin-inline:auto}img{max-width:100%;height:auto;display:block}button,input{font-family:inherit}.ambient-glow{filter:blur(120px);pointer-events:none;z-index:0;opacity:.6;will-change:transform;border-radius:50%;position:fixed}.glow-1{background:radial-gradient(circle,#00a3e038 0%,#0037810d 70%,#0000 100%);width:600px;height:600px;animation:18s ease-in-out infinite alternate floatAmbient;top:-150px;left:20%}.glow-2{background:radial-gradient(circle,#00378126 0%,#38bdf814 60%,#0000 100%);width:700px;height:700px;animation:22s ease-in-out infinite alternate-reverse floatAmbient;top:30%;right:-200px}.glow-3{background:radial-gradient(circle,#06b6d41f 0%,#0000 70%);width:650px;height:650px;bottom:10%;left:-150px}@keyframes floatAmbient{0%{transform:translate(0)scale(1)}50%{transform:translate(40px,60px)scale(1.08)}to{transform:translate(-30px,30px)scale(.95)}}.nav-bar{z-index:100;-webkit-backdrop-filter:blur(20px);height:80px;transition:background var(--transition-normal);background:#020b18d1;border-bottom:1px solid #ffffff14;align-items:center;display:flex;position:sticky;top:0}.nav-content{justify-content:space-between;align-items:center;gap:20px;display:flex}.brand{color:var(--text-white);align-items:center;gap:14px;text-decoration:none;display:flex}.logo-img{filter:brightness(0)invert();width:auto;height:32px}.brand-divider{background:#fff3;width:1px;height:22px}.brand-sub{letter-spacing:.02em;color:#e2e8f0;font-size:14px;font-weight:600}.live-status-pill{border-radius:var(--radius-full);color:#a7f3d0;background:#10b9811f;border:1px solid #10b98159;align-items:center;gap:8px;padding:6px 14px;font-size:12px;display:inline-flex}.pulse-dot{background:var(--green-online);width:8px;height:8px;box-shadow:0 0 10px var(--green-online);border-radius:50%;position:relative}.pulse-dot:after{content:"";border:2px solid var(--green-online);border-radius:50%;animation:2s ease-out infinite ringPulse;position:absolute;inset:-4px}@keyframes ringPulse{0%{opacity:1;transform:scale(.6)}to{opacity:0;transform:scale(2.2)}}.desktop-nav{align-items:center;gap:28px;display:flex}.nav-link{color:#cbd5e1;transition:color var(--transition-fast);font-size:14px;font-weight:500;text-decoration:none;position:relative}.nav-link:hover{color:var(--cyan-bright)}.nav-cta-group{align-items:center;gap:14px;display:flex}.nav-phone-btn{color:#e2e8f0;border-radius:var(--radius-full);transition:all var(--transition-fast);border:1px solid #ffffff26;align-items:center;gap:8px;padding:8px 14px;font-size:13px;font-weight:600;text-decoration:none;display:inline-flex}.nav-phone-btn:hover{border-color:var(--cyan-bright);color:var(--cyan-bright);background:#ffffff1a}.btn{border-radius:var(--radius-full);cursor:pointer;transition:all var(--transition-normal);white-space:nowrap;border:none;justify-content:center;align-items:center;gap:10px;padding:14px 26px;font-size:15px;font-weight:700;text-decoration:none;display:inline-flex}.btn-primary{color:#fff;background:linear-gradient(135deg,#008ed6 0%,#003781 100%);box-shadow:0 10px 25px -5px #008ed673}.btn-primary:hover{background:linear-gradient(135deg,#0ba0ee 0%,#0045a3 100%);transform:translateY(-2px);box-shadow:0 14px 30px -5px #008ed699}.btn-cinema{position:relative;overflow:hidden}.btn-cinema:after{content:"";background:linear-gradient(90deg,#0000,#fff6,#0000);width:40%;height:200%;animation:4s infinite buttonLightSweep;position:absolute;top:-50%;left:-60%;transform:rotate(25deg)}@keyframes buttonLightSweep{0%{left:-60%}30%,to{left:140%}}.btn-glass{color:#fff;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffff14;border:1px solid #fff3}.btn-glass:hover{background:#ffffff29;border-color:#fff6;transform:translateY(-2px)}.btn-glow-sm{background:var(--cyan-primary);color:#020b18;border-radius:var(--radius-full);padding:9px 18px;font-size:13px;box-shadow:0 0 18px #00a3e066}.btn-glow-sm:hover{background:var(--cyan-bright);transform:translateY(-1px);box-shadow:0 0 25px #38bdf899}.btn-whatsapp{color:#fff;background:#10b981;box-shadow:0 10px 25px -5px #10b98166}.btn-whatsapp:hover{background:#059669;transform:translateY(-2px);box-shadow:0 14px 30px -5px #10b9818c}.btn-secondary{color:var(--text-main);background:#f1f5f9;border:1px solid #cbd5e1}.btn-secondary:hover{color:var(--allianz-blue);background:#e2e8f0}.btn-sm{padding:8px 16px;font-size:13px}.glass-panel{border-radius:var(--radius-lg);box-shadow:var(--shadow-md);transition:transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);background:#fff;border:1px solid #e2e8f0;position:relative}.section-pill{color:var(--allianz-blue);text-transform:uppercase;letter-spacing:.08em;border-radius:var(--radius-full);background:#00378114;align-items:center;gap:6px;margin-bottom:16px;padding:6px 14px;font-size:12px;font-weight:700;display:inline-flex}.section-header{margin-bottom:50px}.section-header.center{text-align:center;margin-inline:auto;max-width:680px;margin-bottom:50px}.section-header h2{color:var(--allianz-navy);letter-spacing:-.02em;margin-bottom:16px;font-family:Playfair Display,Georgia,serif;font-size:clamp(32px,3.8vw,48px);line-height:1.15}.section-desc{color:var(--text-muted);font-size:17px;line-height:1.6}.hero-section{background:radial-gradient(circle at 75% 20%, #062b66 0%, #03142e 50%, var(--allianz-deep) 100%);color:var(--text-white);border-bottom:1px solid #ffffff14;padding:90px 0 110px;position:relative;overflow:hidden}.hero-container{z-index:1;grid-template-columns:1.05fr .95fr;align-items:center;gap:60px;display:grid;position:relative}.badge-tag{border-radius:var(--radius-full);color:var(--cyan-bright);background:#ffffff14;border:1px solid #ffffff2e;align-items:center;gap:8px;margin-bottom:24px;padding:6px 16px;font-size:13px;font-weight:600;display:inline-flex}.badge-sparkle{color:var(--gold-accent)}.hero-title{letter-spacing:-.03em;margin-bottom:22px;font-family:Playfair Display,Georgia,serif;font-size:clamp(44px,5.2vw,72px);font-weight:700;line-height:1.05}.shimmer-text{background:linear-gradient(110deg,#fff 0%,#7dd3fc 35%,#38bdf8 60%,#fff 100%) 0 0/200%;-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text;animation:6s linear infinite shimmerFlow}@keyframes shimmerFlow{to{background-position:200%}}.hero-subtitle{color:#cbd5e1;max-width:530px;margin-bottom:36px;font-size:clamp(16px,1.3vw,19px);line-height:1.6}.hero-cta-wrapper{flex-wrap:wrap;align-items:center;gap:18px;margin-bottom:48px;display:flex}.hero-trust-bar{border-top:1px solid #ffffff1f;flex-wrap:wrap;align-items:center;gap:28px;padding-top:24px;display:flex}.trust-avatars{align-items:center;gap:12px;display:flex}.advisor-thumb-mini{border:2px solid var(--cyan-bright);border-radius:50%;width:44px;height:44px;overflow:hidden;box-shadow:0 0 12px #38bdf866}.advisor-thumb-mini img{object-fit:cover;width:100%;height:100%}.trust-stars-badge .stars{color:#f59e0b;letter-spacing:2px;font-size:14px}.stars-label{color:#94a3b8;font-size:12px;display:block}.trust-perks{flex-direction:column;gap:4px;display:flex}.trust-item{color:#e2e8f0;align-items:center;gap:7px;font-size:13px;font-weight:500;display:inline-flex}.hero-card-stage{justify-content:center;align-items:center;min-height:520px;display:flex;position:relative}.hero-image-frame{border-radius:var(--radius-lg);width:100%;max-width:490px;box-shadow:var(--shadow-cinema);border:1px solid #ffffff26;position:relative;overflow:hidden}.main-hero-img{object-fit:cover;object-position:center;width:100%;height:520px;transition:transform var(--transition-slow);transform:scale(1.02)}.hero-card-stage:hover .main-hero-img{transform:scale(1.05)}.hero-img-gradient-overlay{background:linear-gradient(#0000 40%,#020b18d9 100%),linear-gradient(90deg,#020b1866 0%,#0000 40%);position:absolute;inset:0}.floating-glass-card{-webkit-backdrop-filter:blur(18px);border-radius:var(--radius-md);color:#fff;z-index:2;transition:transform var(--transition-normal), box-shadow var(--transition-normal);background:#061a38bf;border:1px solid #ffffff38;padding:16px 20px;position:absolute;box-shadow:0 16px 36px #0006}.card-savings{align-items:center;gap:14px;animation:6s ease-in-out infinite alternate floatCard1;display:flex;top:40px;left:-24px}.glass-card-icon{border-radius:var(--radius-sm);background:#38bdf826;border:1px solid #38bdf84d;justify-content:center;align-items:center;width:44px;height:44px;font-size:22px;display:flex}.glass-card-label{text-transform:uppercase;letter-spacing:.06em;color:var(--cyan-bright);font-size:11px;font-weight:700;display:block}.glass-card-info strong{margin:1px 0;font-size:16px;display:block}.glass-card-sub{color:#94a3b8;font-size:11px;display:block}.card-speed{align-items:center;gap:14px;animation:7s ease-in-out infinite alternate floatCard2;display:flex;bottom:50px;right:-20px}.speed-header{align-items:center;gap:6px;display:flex}.speed-dot{background:var(--green-online);border-radius:50%;width:6px;height:6px}.card-seal{color:var(--allianz-navy);background:#fffffff2;border:none;align-items:center;gap:12px;font-size:13px;font-weight:700;display:flex;bottom:-15px;left:30px;box-shadow:0 14px 30px #0000004d}.seal-logo{width:auto;height:20px}@keyframes floatCard1{0%{transform:translateY(0)rotate(0)}to{transform:translateY(-12px)rotate(-1deg)}}@keyframes floatCard2{0%{transform:translateY(0)rotate(0)}to{transform:translateY(14px)rotate(1deg)}}.calculator-section{z-index:1;padding:100px 0;position:relative}.calc-card{border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);background:#fff;border:1px solid #dbeafe;overflow:hidden}.calc-tabs{background:#f1f5f9;border-bottom:1px solid #e2e8f0;grid-template-columns:repeat(4,1fr);display:grid}.calc-tab{color:var(--text-muted);cursor:pointer;transition:all var(--transition-fast);background:0 0;border:none;border-bottom:3px solid #0000;justify-content:center;align-items:center;gap:10px;padding:18px 20px;font-size:15px;font-weight:600;display:flex}.calc-tab:hover{color:var(--allianz-blue);background:#ffffff80}.calc-tab.active{color:var(--allianz-blue);border-bottom-color:var(--allianz-blue);background:#fff;font-weight:700;box-shadow:0 -2px 10px #00000005}.calc-tab-icon{font-size:20px}.calc-body{grid-template-columns:1.2fr .8fr;align-items:center;gap:48px;padding:44px;display:grid}.calc-content-left h3{color:var(--allianz-navy);margin-bottom:12px;font-family:Playfair Display,Georgia,serif;font-size:28px;line-height:1.25}.calc-content-left p{color:var(--text-muted);margin-bottom:24px;font-size:16px}.calc-perks-list{flex-direction:column;gap:14px;margin-bottom:32px;list-style:none;display:flex}.calc-perks-list li{color:var(--text-main);align-items:center;gap:12px;font-size:15px;display:flex}.check-icon{color:#15803d;background:#dcfce7;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;font-size:13px;font-weight:800;display:inline-flex}.calc-action-bar{flex-wrap:wrap;align-items:center;gap:20px;display:flex}.calc-note{color:var(--text-muted);font-size:13px}.calc-result-box{color:#fff;border-radius:var(--radius-md);text-align:center;background:linear-gradient(145deg,#07224d 0%,#020f26 100%);padding:34px;position:relative;overflow:hidden;box-shadow:0 16px 36px #020f2640}.calc-result-box:before{content:"";background:radial-gradient(circle,#38bdf840 0%,#0000 70%);border-radius:50%;width:140px;height:140px;position:absolute;top:-40px;right:-40px}.result-badge{text-transform:uppercase;letter-spacing:.08em;color:var(--cyan-bright);margin-bottom:12px;font-size:12px;font-weight:700}.result-number{color:#fff;margin-bottom:20px;font-family:Playfair Display,Georgia,serif;font-size:42px;font-weight:700;line-height:1.1}.result-number small{color:#94a3b8;font-size:20px;font-weight:400}.result-progress-wrap{border-radius:var(--radius-full);background:#ffffff26;width:100%;height:8px;margin-bottom:24px;overflow:hidden}.progress-bar-fill{border-radius:var(--radius-full);background:linear-gradient(90deg,#008ed6,#38bdf8);height:100%;transition:width .6s cubic-bezier(.16,1,.3,1)}.result-meta{color:#cbd5e1;border-top:1px solid #ffffff1a;justify-content:space-between;padding-top:16px;font-size:13px;display:flex}.result-meta strong{color:#fff}.funnel-section{background:#f1f5f9;border-top:1px solid #e2e8f0;border-bottom:1px solid #e2e8f0;padding:100px 0 120px;position:relative}.funnel-wrapper{grid-template-columns:.9fr 1.1fr;align-items:start;gap:54px;display:grid}.funnel-intro h2{color:var(--allianz-navy);margin:12px 0 18px;font-family:Playfair Display,Georgia,serif;font-size:clamp(34px,3.8vw,46px);line-height:1.15}.funnel-intro>p{color:var(--text-muted);margin-bottom:32px;font-size:16px;line-height:1.6}.dossier-preview-card{border-radius:var(--radius-md);box-shadow:var(--shadow-md);background:#fff;border:1px solid #cbd5e1;margin-bottom:28px;padding:24px}.dossier-header{border-bottom:1px solid #e2e8f0;justify-content:space-between;align-items:center;margin-bottom:18px;padding-bottom:14px;display:flex}.dossier-status-pill{color:#0284c7;border-radius:var(--radius-full);background:#e0f2fe;align-items:center;gap:6px;padding:4px 10px;font-size:12px;font-weight:600;display:inline-flex}.live-dot-mini{background:#0284c7;border-radius:50%;width:6px;height:6px;animation:1.5s infinite alternate pulseDot}@keyframes pulseDot{0%{opacity:.4}to{opacity:1}}.dossier-ref{color:#64748b;font-family:monospace;font-size:12px}.dossier-user{align-items:center;gap:12px;margin-bottom:20px;display:flex}.dossier-avatar{width:42px;height:42px;color:var(--allianz-blue);background:#e2e8f0;border-radius:50%;justify-content:center;align-items:center;display:flex}.dossier-name{color:var(--allianz-navy);font-size:15px;font-weight:700;display:block}.dossier-location{color:#64748b;font-size:12px;display:block}.dossier-details-grid{border-radius:var(--radius-sm);background:#f8fafc;border:1px solid #e2e8f0;flex-direction:column;gap:10px;margin-bottom:18px;padding:14px;display:flex}.dossier-row{justify-content:space-between;align-items:center;font-size:13px;display:flex}.dossier-row .lbl{color:#64748b}.dossier-row .val{color:var(--text-main);font-weight:600}.text-blue{color:var(--allianz-blue)!important}.text-green{color:#16a34a!important}.dossier-guarantee{color:#15803d;align-items:center;gap:8px;font-size:12px;font-weight:600;display:flex}.funnel-quote-box{border-radius:var(--radius-md);border-left:4px solid var(--allianz-blue);background:#e2e8f0;padding:20px}.quote-text{color:#1e293b;margin-bottom:14px;font-family:Playfair Display,Georgia,serif;font-size:16px;font-style:italic}.quote-author{align-items:center;gap:12px;display:flex}.quote-thumb{object-fit:cover;border:1px solid #cbd5e1;border-radius:50%;width:40px;height:40px}.quote-author strong{color:var(--allianz-navy);font-size:14px;display:block}.quote-author span{color:#64748b;font-size:12px}.funnel-card{border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);background:#fff;border:1px solid #cbd5e1;padding:38px;position:relative}.funnel-progress-header{margin-bottom:28px}.progress-title{justify-content:space-between;align-items:center;margin-bottom:10px;display:flex}.step-badge{color:var(--allianz-blue);border-radius:var(--radius-full);background:#e0f2fe;padding:4px 10px;font-size:12px;font-weight:700}.step-label{color:#64748b;font-size:13px;font-weight:600}.progress-track{border-radius:var(--radius-full);background:#e2e8f0;width:100%;height:6px;overflow:hidden}.progress-bar{border-radius:var(--radius-full);background:linear-gradient(90deg,#0284c7,#38bdf8);height:100%;transition:width .4s}.step-headline{color:var(--allianz-navy);margin-bottom:6px;font-size:22px;font-weight:700}.step-subline{color:#64748b;margin-bottom:24px;font-size:14px}.choice-cards-grid{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:24px;display:grid}.choice-card{cursor:pointer;display:block;position:relative}.choice-card input[type=checkbox]{opacity:0;pointer-events:none;position:absolute}.choice-card-content{border-radius:var(--radius-md);transition:all var(--transition-fast);background:#fff;border:2px solid #e2e8f0;align-items:center;gap:12px;padding:16px;display:flex}.choice-icon{flex-shrink:0;font-size:24px}.choice-info strong{color:var(--text-main);font-size:14px;line-height:1.2;display:block}.choice-info small{color:#64748b;margin-top:2px;font-size:11px;display:block}.choice-check{color:#0000;width:20px;height:20px;transition:all var(--transition-fast);background:#e2e8f0;border-radius:50%;justify-content:center;align-items:center;margin-left:auto;font-size:11px;font-weight:800;display:flex}.choice-card:hover .choice-card-content{border-color:#93c5fd;transform:translateY(-2px)}.choice-card.selected .choice-card-content{border-color:var(--allianz-blue);background:#f0f7ff;box-shadow:0 4px 14px #00378114}.choice-card.selected .choice-check{background:var(--allianz-blue);color:#fff}.sub-options-box{border-radius:var(--radius-sm);background:#f8fafc;border:1px dashed #cbd5e1;margin-bottom:26px;padding:16px}.sub-options-title{color:var(--allianz-blue);margin-bottom:10px;font-size:12px;font-weight:700;display:block}.chips-row{flex-wrap:wrap;gap:8px;display:flex}.chip-btn{border-radius:var(--radius-full);color:#334155;cursor:pointer;transition:all var(--transition-fast);background:#fff;border:1px solid #cbd5e1;padding:7px 14px;font-size:12px;font-weight:600}.chip-btn:hover{border-color:#94a3b8}.chip-btn.active{background:var(--allianz-blue);color:#fff;border-color:var(--allianz-blue)}.step-nav-footer{border-top:1px solid #e2e8f0;justify-content:space-between;align-items:center;padding-top:18px;display:flex}.secure-tag{color:#64748b;align-items:center;gap:6px;font-size:12px;display:inline-flex}.form-step{display:none}.form-step.active{animation:.35s ease-out fadeInStep;display:block}@keyframes fadeInStep{0%{opacity:0;transform:translate(12px)}to{opacity:1;transform:translate(0)}}.step-2-header{align-items:center;gap:14px;margin-bottom:8px;display:flex}.btn-back{color:#64748b;cursor:pointer;border-radius:var(--radius-sm);transition:all var(--transition-fast);background:0 0;border:none;align-items:center;gap:6px;padding:4px 8px;font-size:13px;font-weight:600;display:inline-flex}.btn-back:hover{color:var(--allianz-blue);background:#f1f5f9}.floating-fields-grid{grid-template-columns:1fr 1fr;gap:18px;margin-bottom:22px;display:grid}.floating-field{position:relative}.field-input{width:100%;color:var(--text-main);border-radius:var(--radius-sm);transition:all var(--transition-fast);background:#f8fafc;border:1.5px solid #cbd5e1;outline:none;padding:18px 16px 8px;font-size:15px}.field-label{color:#64748b;pointer-events:none;font-size:14px;transition:all .2s;position:absolute;top:14px;left:16px}.field-input:focus,.field-input:not(:placeholder-shown){border-color:var(--allianz-blue);background:#fff;box-shadow:0 0 0 3px #0037811a}.field-input:focus~.field-label,.field-input:not(:placeholder-shown)~.field-label{color:var(--allianz-blue);font-size:11px;font-weight:700;top:4px;left:14px}.floating-field:has(input[type=date]) .field-label{color:var(--allianz-blue);font-size:11px;font-weight:700;top:4px;left:14px}.upload-dropzone{border-radius:var(--radius-md);text-align:center;cursor:pointer;transition:all var(--transition-fast);background:#f8fafc;border:2px dashed #cbd5e1;margin-bottom:22px;padding:20px;position:relative;overflow:hidden}.upload-dropzone:after{content:"";opacity:0;pointer-events:none;background:linear-gradient(90deg,#0000,#38bdf8,#0000);height:2px;transition:opacity .3s;position:absolute;left:0;right:0}.upload-dropzone:hover:after,.upload-dropzone.drag-over:after{opacity:1;animation:2.2s linear infinite scanLine}@keyframes scanLine{0%{top:0%}to{top:100%}}.upload-dropzone:hover,.upload-dropzone.drag-over{border-color:var(--allianz-blue);background:#f0f7ff}.file-input-hidden{display:none}.upload-inner{text-align:left;align-items:center;gap:16px;display:flex}.upload-icon-box{border-radius:var(--radius-sm);width:44px;height:44px;color:var(--allianz-blue);background:#e0f2fe;flex-shrink:0;justify-content:center;align-items:center;display:flex}.upload-text strong{color:var(--allianz-navy);font-size:13px;display:block}.upload-text span{color:#64748b;margin-top:2px;font-size:11px;display:block}.upload-success-pill{color:#15803d;border-radius:var(--radius-full);background:#dcfce7;align-items:center;gap:8px;margin-top:10px;padding:6px 14px;font-size:12px;font-weight:600;display:inline-flex}.pill-remove{color:#15803d;cursor:pointer;background:0 0;border:none;padding-left:4px;font-weight:700}.consent-row{cursor:pointer;align-items:flex-start;gap:12px;margin-bottom:24px;display:flex}.consent-row input[type=checkbox]{display:none}.consent-custom-box{width:18px;height:18px;transition:all var(--transition-fast);background:#fff;border:2px solid #94a3b8;border-radius:4px;flex-shrink:0;justify-content:center;align-items:center;margin-top:3px;display:inline-flex}.consent-row input[type=checkbox]:checked+.consent-custom-box{background:var(--allianz-blue);border-color:var(--allianz-blue)}.consent-row input[type=checkbox]:checked+.consent-custom-box:after{content:"✓";color:#fff;font-size:12px;font-weight:800}.consent-text{color:#64748b;font-size:12px;line-height:1.4}.submission-actions{grid-template-columns:1.15fr .85fr;gap:12px;display:grid}.submit-wa,.submit-email{font-size:14px}.steps-section{padding:100px 0}.steps-grid{grid-template-columns:repeat(3,1fr);gap:30px;display:grid}.step-cinema-card{flex-direction:column;justify-content:space-between;min-height:280px;padding:36px 30px;display:flex;position:relative;overflow:hidden}.step-num{color:#cbd5e1;transition:color var(--transition-fast);margin-bottom:20px;font-family:Playfair Display,Georgia,serif;font-size:48px;font-weight:700;line-height:1}.step-cinema-card:hover .step-num{color:var(--cyan-primary)}.step-card-body h3{color:var(--allianz-navy);margin-bottom:10px;font-size:20px}.step-card-body p{color:var(--text-muted);font-size:14px;line-height:1.6}.step-footer{color:var(--allianz-blue);border-top:1px solid #f1f5f9;justify-content:space-between;align-items:center;padding-top:24px;font-size:12px;font-weight:600;display:flex}.step-arrow{transition:transform var(--transition-fast);font-size:16px}.step-cinema-card:hover .step-arrow{transform:translate(6px)}.step-cinema-card:hover{box-shadow:var(--shadow-lg);border-color:#93c5fd;transform:translateY(-6px)}.about-section{color:#fff;background:radial-gradient(circle at 10% 30%,#031c44 0%,#020e24 70%);padding:110px 0;position:relative;overflow:hidden}.about-container{grid-template-columns:.85fr 1.15fr;align-items:center;gap:70px;display:grid}.advisor-portrait-card{border-radius:var(--radius-lg);box-shadow:var(--shadow-cinema);background:#ffffff0d;border:1px solid #ffffff26;position:relative;overflow:hidden}.advisor-img{object-fit:cover;object-position:center top;width:100%;height:480px}.advisor-badge-floating{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-radius:var(--radius-md);background:#003781d9;border:1px solid #fff3;padding:10px 18px;position:absolute;top:24px;left:24px}.advisor-badge-floating strong{color:#fff;font-size:14px;display:block}.advisor-badge-floating span{color:var(--cyan-bright);font-size:11px;display:block}.advisor-experience-pill{-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-radius:var(--radius-md);text-align:right;background:#020b18e0;border:1px solid #38bdf84d;padding:12px 20px;position:absolute;bottom:24px;right:24px}.pill-number{color:var(--cyan-bright);font-family:Playfair Display,Georgia,serif;font-size:20px;font-weight:700;display:block}.pill-text{color:#cbd5e1;font-size:11px;display:block}.about-content-col h2{color:#fff;margin:14px 0 24px;font-family:Playfair Display,Georgia,serif;font-size:clamp(32px,3.5vw,44px);line-height:1.2}.about-lead{color:#e2e8f0;margin-bottom:16px;font-size:17px;line-height:1.65}.about-subtext{color:#94a3b8;margin-bottom:32px;font-size:15px;line-height:1.65}.about-promises-grid{grid-template-columns:1fr;gap:16px;margin-bottom:36px;display:grid}.promise-item{border-radius:var(--radius-md);background:#ffffff0a;border:1px solid #ffffff14;align-items:center;gap:16px;padding:14px 18px;display:flex}.promise-icon{background:#38bdf826;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;font-size:18px;display:flex}.promise-item strong{color:#fff;font-size:14px;display:block}.promise-item p{color:#94a3b8;margin:0;font-size:12px}.about-contact-bar{flex-wrap:wrap;align-items:center;gap:14px;display:flex}.contact-chip{border-radius:var(--radius-full);color:#fff;transition:all var(--transition-fast);background:#ffffff14;border:1px solid #ffffff2e;align-items:center;gap:8px;padding:10px 18px;font-size:13px;font-weight:600;text-decoration:none;display:inline-flex}.contact-chip:hover{border-color:var(--cyan-bright);color:var(--cyan-bright);background:#38bdf826}.reviews-section{padding:100px 0}.reviews-grid{grid-template-columns:repeat(3,1fr);gap:28px;display:grid}.review-card{flex-direction:column;justify-content:space-between;padding:34px 28px;display:flex}.review-stars{color:#f59e0b;letter-spacing:3px;margin-bottom:16px;font-size:15px}.review-text{color:#334155;margin-bottom:24px;font-size:15px;font-style:italic;line-height:1.6}.review-author{border-top:1px solid #f1f5f9;align-items:center;gap:12px;padding-top:16px;display:flex}.author-avatar{width:38px;height:38px;color:var(--allianz-blue);background:#e0f2fe;border-radius:50%;justify-content:center;align-items:center;font-size:13px;font-weight:700;display:flex}.review-author strong{color:var(--allianz-navy);font-size:13px;display:block}.review-author span{color:#64748b;font-size:11px}.faq-section{background:#f8fafc;padding:80px 0 100px}.faq-container{max-width:780px;margin-inline:auto}.faq-accordion{flex-direction:column;gap:14px;display:flex}.faq-item{border-radius:var(--radius-md);transition:all var(--transition-fast);background:#fff;border:1px solid #e2e8f0;overflow:hidden}.faq-question{width:100%;color:var(--allianz-navy);text-align:left;cursor:pointer;background:0 0;border:none;justify-content:space-between;align-items:center;padding:22px 24px;font-size:16px;font-weight:700;display:flex}.faq-toggle{color:var(--allianz-blue);transition:transform var(--transition-fast);font-size:22px;font-weight:300}.faq-item.open .faq-toggle{transform:rotate(45deg)}.faq-answer{max-height:0;padding:0 24px;transition:max-height .35s,padding .35s;overflow:hidden}.faq-item.open .faq-answer{max-height:250px;padding-bottom:22px}.faq-answer p{color:var(--text-muted);font-size:14px;line-height:1.6}.final-cta-section{padding:40px 0 80px}.final-cta-card{color:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-cinema);background:linear-gradient(135deg,#002254 0%,#003781 100%);justify-content:space-between;align-items:center;gap:40px;padding:50px 60px;display:flex}.final-cta-text h2{margin-bottom:8px;font-family:Playfair Display,Georgia,serif;font-size:32px}.final-cta-text p{color:#cbd5e1;font-size:16px}.modal-backdrop{-webkit-backdrop-filter:blur(8px);z-index:999;background:#020b18bf;justify-content:center;align-items:center;padding:20px;display:flex;position:fixed;inset:0}.modal-card{text-align:center;border-radius:var(--radius-lg);width:100%;max-width:480px;box-shadow:var(--shadow-cinema);background:#fff;padding:40px 32px}.animate-scale-up{animation:.3s cubic-bezier(.16,1,.3,1) modalScaleUp}@keyframes modalScaleUp{0%{opacity:0;transform:scale(.92)}to{opacity:1;transform:scale(1)}}.success-icon-wrap{color:#15803d;background:#dcfce7;border-radius:50%;justify-content:center;align-items:center;width:64px;height:64px;margin:0 auto 20px;display:flex}.success-checkmark{font-size:32px;font-weight:800}.modal-card h3{color:var(--allianz-navy);margin-bottom:12px;font-size:24px}.modal-card p{color:var(--text-muted);margin-bottom:24px;font-size:15px;line-height:1.6}.success-meta-box{border-radius:var(--radius-sm);background:#f8fafc;border:1px solid #e2e8f0;justify-content:space-around;margin-bottom:28px;padding:14px;font-size:13px;display:flex}.modal-actions{flex-direction:column;gap:10px;display:flex}.site-footer{color:#94a3b8;background:#020914;border-top:1px solid #ffffff14;padding:50px 0 40px}.footer-content{grid-template-columns:1.2fr .8fr 1fr;align-items:start;gap:40px;display:grid}.footer-logo{filter:brightness(0)invert();height:28px;margin-bottom:16px}.footer-col-brand p{font-size:13px;line-height:1.6}.footer-col-links{flex-direction:column;gap:10px;display:flex}.footer-col-links a{color:#cbd5e1;transition:color var(--transition-fast);font-size:13px;text-decoration:none}.footer-col-links a:hover{color:var(--cyan-bright)}.footer-col-copy p{color:#cbd5e1;margin-bottom:6px;font-size:13px}.footer-col-copy small{color:#64748b;font-size:11px;line-height:1.4;display:block}.floating-contact-dock{z-index:90;position:fixed;bottom:24px;right:24px}.dock-btn-whatsapp{-webkit-backdrop-filter:blur(14px);border-radius:var(--radius-full);color:#fff;transition:all var(--transition-fast);background:#020b18e0;border:1px solid #10b98166;align-items:center;gap:12px;padding:10px 18px 10px 10px;text-decoration:none;display:flex;box-shadow:0 10px 30px #00000059}.dock-btn-whatsapp:hover{border-color:#10b981;transform:translateY(-3px)scale(1.02);box-shadow:0 14px 35px #10b98166}.dock-avatar{border-radius:50%;width:40px;height:40px;position:relative;overflow:visible}.dock-avatar img{object-fit:cover;border:2px solid #10b981;border-radius:50%;width:100%;height:100%}.dock-online-dot{background:#10b981;border:2px solid #020b18;border-radius:50%;width:10px;height:10px;position:absolute;bottom:1px;right:1px}.dock-title{color:#fff;font-size:13px;font-weight:700;line-height:1.2;display:block}.dock-sub{color:#a7f3d0;font-size:11px;display:block}@media (width<=1024px){.hero-container{text-align:center;grid-template-columns:1fr;gap:48px}.badge-tag,.hero-subtitle{margin-inline:auto}.hero-cta-wrapper,.hero-trust-bar{justify-content:center}.funnel-wrapper,.calc-body,.about-container{grid-template-columns:1fr}.advisor-img{height:380px}.final-cta-card{text-align:center;flex-direction:column}}@media (width<=768px){.nav-bar{height:70px}.desktop-nav,.nav-phone-btn,.live-status-pill{display:none}.hero-section{padding:60px 0 80px}.calc-tabs{grid-template-columns:1fr 1fr}.choice-cards-grid,.floating-fields-grid,.submission-actions,.steps-grid,.reviews-grid,.footer-content{grid-template-columns:1fr}.funnel-card,.calc-body{padding:24px 18px}.card-savings{top:10px;left:0}.card-speed{bottom:10px;right:0}.floating-glass-card{padding:10px 14px}.glass-card-info strong{font-size:13px}.dock-text{display:none}.dock-btn-whatsapp{border-radius:50%;padding:6px}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}